Every morning when you get up, sit up on your bed and put your palms up to your face. Now place them together so as to make a "half moon" using the heart lines of your two palms. Now recite the following shloka as you look at your palms:
Karagre basati lakshmi, karmoolay saraswati
Karmadhye tu govinda, prabhate kar darshanam
